You deserve the same "personal" attention that historically was the hallmark of a fine bank.  You also deserve banking services to help you meet the demands of today's faster pace.

We have designed our personal banking products and services with the flexibility to meet the personal needs of customers like yourself.

FREE Checking

* $50.00 minimum opening deposit

* No minimum balance required

* No monthly service charge

* Unlimited check writing

* Check image statements for easy record keeping

NOW Checking

* $250.00 minimum opening deposit

* No monthly maintenance fee if your account maintains a minimum daily balance of $250

* Monthly maintenance fee of $5 when minimum balance requirement is not maintained

* Earnings are compounded daily and distributed monthly at the posted rate

* The annual percentage yield (APY) is paid on all balances in the account each day

* Unlimited check writing

* Check image statements for easy record keeping

Money Market Plus

* $2,500.00 to open the account.

* A monthly service fee of $10.00 will be imposed if the balance in the account falls below $2,500.00 on any day of your monthly statement cycle.

* Interest will be earned on a noncompounded basis. Interest will be credited to the account on a monthly basis.

* The interest rate to be paid on your account will depend on the daily balance in your account. The separate “tiers” which have varying interest rates that apply are $0.00 to $9,999.99, $10,000.00 to $24,999.99, $25,000.00 to $49,999.99, $50,000.00 to $99,999.99, and $100,000.00 and above. When the daily balance in your account falls within a tier, you will be paid the appropriate interest rate on the entire balance in your account.

* The limit is six withdrawals per calendar month, which includes preauthorized payments, transfers made via personal computer, transfers initiated by telephone, and checks. No more than three withdrawals per calendar month may be payable to a third party by check. Accounts that exceed either of these transfer limitations set forth above in any month, your account will be assessed a $5.00 excess transaction fee per occurrence. If there are continuous excessive transactions in violation of the limits stated above, we may close your money market savings account and move the balance to another type of account that allows for more transactions without penalty.

* Check image statements for easy record keeping

Certificates of Deposit

A savings plan that is designed to fit the financial needs of any investor.  Our CDs include the following features:

* a choice of terms from 6 months to 8 years

* a minimum deposit of $2,500

* early withdrawal penalties will be imposed

* interest may be paid monthly, quarterly or at maturity

* interest may be paid by check or credited to another Eureka Bank account 

For current rates on our CDS, please refer to our section on Interest Rates.

Individual Retirement Accounts

We also offer IRA Certificates of Deposit with maturities of 1 to 5 years.

For current rates on our IRA CDS, please refer to our section on Interest Rates.

Statement Savings, Passbook Savings & Christmas Clubs Accounts Available.

For services related to our personal banking products, please refer to our Additional Personal Banking Services section.

Other fees may apply for various services, please refer to our Service Fee Schedule.

For more information regarding any of our Personal Banking Products, please call us at (412) 681-8400 or refer to our Contact Us section to complete a brief information request form.