You deserve the same "personal" attention that
historically was the hallmark of a fine bank. You also deserve banking
services to help you meet the demands of today's faster pace.
We have designed our personal banking products and
services with the flexibility to meet the personal needs of customers like
$50.00 minimum opening deposit
No minimum balance required
No monthly service charge
Unlimited check writing
Check image statements for easy record keeping
$250.00 minimum opening deposit
No monthly maintenance fee if your account maintains a
minimum daily balance of $250
maintenance fee of $5 when minimum balance requirement is not maintained
Earnings are compounded daily and distributed monthly at the
The annual percentage yield (APY) is paid on all balances in the account
Check image statements for
easy record keeping
$2,500.00 to open the account.
A monthly service fee of $10.00 will be imposed if the balance in the account
falls below $2,500.00 on any day of your monthly statement cycle.
Interest will be earned on a noncompounded basis. Interest will be
credited to the account on a monthly basis.
The interest rate to be paid on your account will depend on the daily balance in
your account. The separate “tiers” which have varying interest rates that
apply are $0.00 to $9,999.99, $10,000.00 to $24,999.99, $25,000.00 to
$49,999.99, $50,000.00 to $99,999.99, and $100,000.00 and above. When the daily
balance in your account falls within a tier, you will be paid the appropriate
interest rate on the entire balance in your account.
The limit is six withdrawals per calendar
month, which includes preauthorized payments, transfers made via personal
computer, transfers initiated by telephone, and checks. No more than three
withdrawals per calendar month may be payable to a third party by check.
Accounts that exceed either of these transfer limitations set forth above in any
month, your account will be assessed a $5.00 excess transaction fee per
occurrence. If there are continuous excessive transactions in violation of the
limits stated above, we may close your money market savings account and move the
balance to another type of account that allows for more transactions without
statements for easy record keeping
Certificates of Deposit
A savings plan that is designed to fit the
financial needs of any investor. Our CDs include the following
choice of terms from 6 months to 8 years
minimum deposit of $2,500
early withdrawal penalties will be imposed
may be paid monthly, quarterly or at maturity
may be paid by check or credited to another Eureka Bank account
For current rates on our CDS, please refer to our section
on Interest Rates.
Individual Retirement Accounts
We also offer IRA Certificates of Deposit with maturities
of 1 to 5 years.
For current rates on our IRA CDS, please refer to our
section on Interest Rates.
Savings, Passbook Savings & Christmas Clubs
For services related to our personal banking products, please refer to our
Personal Banking Services section.
Other fees may apply for various services, please refer to our Service
For more information regarding any of our
Personal Banking Products, please call us at (412) 681-8400 or refer to
our Contact Us
section to complete a brief information request form.