Interest Rates

CHECKING AND SAVINGS ACCOUNTS
Account Type	Interest Rate	Annual Percentage Yield (APY)	Minimum Balance*	Interest Credited
NOW Checking	0.75%	0.76%	$250	Monthly
Passbook Savings	1.25%	1.26%	$100	Quarterly
Statement Savings	1.25%	1.26%	$100	Monthly
Christmas Club	1.50%	1.51%	**	Quarterly
Rates subject to change without notice. * Minimum Balance refers to the minimum account balance required to obtain the annual percentage yield (APY) disclosed. For NOW checking it refers to the minimum daily balance required to avoid the imposition of a monthly service charge. ** A Christmas Club may be opened at any time and there is no minimum deposit required. Other fees may apply for various services, please refer to our Service Fee Schedule. The minimum deposit for each type of account varies. For more detailed information, please contact us by telephone at (412)681-8400 or e-mail your inquiry at our Contact Us section.

CERTIFICATES OF DEPOSIT AND IRAs
Account Type	Interest Rate	Annual Percentage Yield (APY)	Minimum Balance*	Interest Calculation
Certificates of Deposit
6 Month CD	2.35%	2.39%	$2,500	Simple Interest
1 Year CD	2.50%	2.50%	$2,500	Simple Interest/Annual Compounding
2 Year CD	2.75%	2.75%	$2,500	Simple Interest/Annual Compounding
3 Year CD	3.00%	3.00%	$2,500	Simple Interest/Annual Compounding
4 Year CD	3.25%	3.25%	$2,500	Simple Interest/Annual Compounding
6 Year CD	3.25%	3.25%	$2,500	Simple Interest/Annual Compounding
8 Year CD	3.50%	3.50%	$2,500	Simple Interest/Annual Compounding
IRA Accounts
1 Year	2.50%	2.50%	$500	Simple Interest/Annual Compounding
3 Year	3.00%	3.00%	$500	Simple Interest/Annual Compounding
5 Year	3.25%	3.25%	$500	Simple Interest/Annual Compounding

Penalty for early withdrawal. Rates subject to change without notice. APY = Annual Percentage Yield (total of interest paid on amount, based on the interest rate and frequency of compounding for a 365-day period, expressed as a percent.) If interest is paid by check or deposited, APY will be the same as Annual Rate. * Minimum Balance refers to the minimum account balance required to obtain the annual percentage yield (APY) disclosed. The minimum deposit for each type of account varies. For more detailed information, please contact us by telephone at (412)681-8400 or e-mail your inquiry at our Contact Us section.

MORTGAGES AND HOME EQUITY LOANS
Account Type	Interest Rate	Annual Percentage Rate (APR)
FIXED RATE MORTGAGE LOANS
10 Year Mortgage	5.50%	5.55% (1)
15 Year Mortgage	5.75%	5.79% (1)
30 Year Mortgage	6.00%	6.02% (1)
HOME EQUITY LOANS
5 Year Home Equity Loan	5.24%	5.33% (2)
10 Year Home Equity Loan	5.74%	5.79% (2)
Line of Credit
Home Equity Line of Credit	6.00%	6.00% (3)
Rates subject to change without notice. Consult your tax advisor about the deductibility of interest. We also have these mortgage/equity loans available: * Single Family Investment Property * 2 - 4 Unit Investment Property * 5+ Units Investment Property * Commercial Property * Unsecured Home Improvement Loans For Current Rates on theses loan products, please contact Kevin Butler, Vice President of Lending, by telephone at (412) 681-8400 or by e-mail at kabutler@eurekabancorp.com.
Jumbo loans ($275,000 or greater), add .25% to above rates. (1) APR calculation using $100,000 loan amount and 15 odd days of interest. (2) APR calculation using $25,000 loan amount and 15 odd days of interest. (3) Home Equity Line of Credit rate is variable based on the Eureka Bank Prime Rate* - 0.50%. The minimum APR will not go below 6% and the maximum APR will not exceed 18%. Property insurance is required. * The Eureka Bank Prime Rate* is based on the* Prime Rate (as published in the Wall Street Journal). The current Prime Rate, as of 3/19/2008, is 5.25%.

Interest Rates
as of May 1, 2008