We understand the hard work and commitment you make to your
business. That's why we have designed our business banking services to
meet the needs of small business owners like yourself.
We also provide the personalized service that a small
business owner needs today. We feel that getting to know your business is
the best way for us to serve your banking needs and goals as your business
grows.
Simple Business Checking
A non-interest
bearing account designed to meet the needs of
small businesses and organizations that have a lower volume of monthly
transaction activity.
*
$50.00 minimum opening deposit
*
No monthly maintenance fee if your account maintains an average collected
balance of $1,000.00
*
A monthly maintenance fee
of $5.00 will be imposed every statement period that your
average collected balance falls below $1,000.00
*
Check image statements for easy record keeping
Business NOW Checking
An interest bearing checking
account offered to sole proprietors, non-profit
organizations and government entities, who would like to maximize their yield on balances in their account.
*
$50.00 minimum opening deposit
*
No monthly maintenance fee if your account maintains a
minimum daily balance of $250.00
*
A monthly maintenance fee
of $5.00 will be imposed every statement period that the balance in your account falls below $250 on any given day
*
Earnings are compounded daily and distributed monthly at
the posted rate
*
The annual percentage yield (APY) is paid on
all balances in the account each day
*
Check image statements for easy record keeping
Analysis Checking
An account designed to meet the needs of
business owners who has high account activity levels and balances or has an
need for multiple accounts. You are charged only for the services that
you use and you receive an earnings credit ** based on your balance to
offset service charges.
*
$50.00 minimum opening deposit
*
$10.00 monthly maintenance fee
*
Deposits
Processed @ $1.00 per deposit
*
Deposited Checks/Items @ $ .10 per item
*
Checks Paid @ $ .10 per item
*
Check image statements for easy record keeping
** The monthly "earnings credit" is based
upon the Eureka Bank Passbook Savings Rate for the current month and is
calculated on your average investable balance (average collected balance less
reserve funds requirements) for the statement period. Other fees may apply
for various services, please refer to our Service Fee Schedule.
Certificates of Deposit
To provide an investment vehicle for your excess cash or
profits, we offer Certificates of Deposit with maturities ranging from 6
months to 8 years to meet the financial needs of any investor.
For current rates on our CDS, please refer to our
section on Interest Rates.
Individual Retirement Accounts
To provide an investment vehicle for your retirement
planning needs, we also offer IRA CDs with maturities ranging from 1 to 5 years.
For current rates on our IRA CDS, please refer to our
section on Interest Rates.
